Owner Occupied Bridge Loan

Secure your dream home by accessing the equity in your current property. If you’re looking to purchase a new home and want the best chance of securing your dream property, you may qualify for an owner occupied bridge loan from First Bridge Lending. Owner occupied bridge loans allow you to make a competitive offer on the home you want, sell your previous home for top dollar, avoid making a contingent offer on your new residence, and qualify for the best long-term financing option on the market.

Recent Owner Occupied Bridge Loan Deals

62% LTV – Owner Occupied Bridge
12 months

The borrower wanted to downsize to Carmel upon retirement, and they came to First Bridge Lending for an owner occupied bridge loan.

52% LTPP – Owner Occupied Bridge
12 months

Upon retirement, the borrower was looking to downsize by selling their home in Redwood City and purchasing a smaller home in Santa Rosa.

50% LTPP – Owner Occupied Bridge
12 months

The borrower wanted to purchase a new residence in a desirable Pebble Beach location. They came to First Bridge Lending for an owner occupied bridge loan, which allowed them to access the equity in their current residence in order to purchase the new property

60% LTV – Owner Occupied Bridge

Retired borrowers had found their next primary residence, but did not have the down-payment funds to execute the purchase.

35% LTV – Owner Occupied Bridge
12 months

The borrower purchased a condo in Emeryville using their current primary residence in San Francisco as collateral.

60% LTV – Owner Occupied Bridge
12 months

The borrower purchased a property in West Hollywood and cross-collateralized with their primary residence in Atherton.

65% LTV – Owner Occupied Bridge
12 months

Bridge loan that allowed the borrower to draw from the equity in their existing property to fully cover the purchase price of their new home.

14% LTV – Owner Occupied Bridge
12 months

First Bridge Lending worked with the client to make new residential purchases without excessive liquidation of stock.

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